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	<title>Comments on: RRSPs: Who Needs Them?</title>
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	<link>http://balancejunkie.com/2010/01/25/rrsps-who-needs-them/</link>
	<description>In search of a better balance in money ... and in life</description>
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		<title>By: TFSA vs. RRSP Duel: Who Wins? &#124; Balance Junkie</title>
		<link>http://balancejunkie.com/2010/01/25/rrsps-who-needs-them/comment-page-1/#comment-200</link>
		<dc:creator>TFSA vs. RRSP Duel: Who Wins? &#124; Balance Junkie</dc:creator>
		<pubDate>Tue, 02 Feb 2010 10:55:26 +0000</pubDate>
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		<description>[...] Choice: Comparing the Marginal Effective Tax Burdens on RRSPs and TFSAs. As we noted in RRSPs: Who Needs Them?, the cardinal rule of RRSP investing is that they work best if your marginal tax rate when you put [...]</description>
		<content:encoded><![CDATA[<p>[...] Choice: Comparing the Marginal Effective Tax Burdens on RRSPs and TFSAs. As we noted in RRSPs: Who Needs Them?, the cardinal rule of RRSP investing is that they work best if your marginal tax rate when you put [...]</p>
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		<title>By: 2 Cents</title>
		<link>http://balancejunkie.com/2010/01/25/rrsps-who-needs-them/comment-page-1/#comment-155</link>
		<dc:creator>2 Cents</dc:creator>
		<pubDate>Wed, 27 Jan 2010 14:55:09 +0000</pubDate>
		<guid isPermaLink="false">http://balancejunkie.com/?p=1951#comment-155</guid>
		<description>Ditto for me Doctor Stock. We began investing in RRSPs (using an advisor at first) in our late 20s. The money went into Labour Funds! We sold out of them (finally) after 8 years of horrible (negative) returns. Never again.

P.S. - Your Lessons from the Casino series is excellent!</description>
		<content:encoded><![CDATA[<p>Ditto for me Doctor Stock. We began investing in RRSPs (using an advisor at first) in our late 20s. The money went into Labour Funds! We sold out of them (finally) after 8 years of horrible (negative) returns. Never again.</p>
<p>P.S. &#8211; Your Lessons from the Casino series is excellent!</p>
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		<title>By: Doctor Stock</title>
		<link>http://balancejunkie.com/2010/01/25/rrsps-who-needs-them/comment-page-1/#comment-152</link>
		<dc:creator>Doctor Stock</dc:creator>
		<pubDate>Tue, 26 Jan 2010 20:47:21 +0000</pubDate>
		<guid isPermaLink="false">http://balancejunkie.com/?p=1951#comment-152</guid>
		<description>I wish someone had told me it may not be the best idea to put money into an RRSP when I was earning so little.  See the #2 rule of cardinal RRSP investing above.  So true!!  Paying down debt early in life may be a much better option!
.-= Doctor Stock´s last blog ..&lt;a href=&quot;http://www.investinthemarkets.com/2010/01/lessons-from-casino-lesson-1-of-8.html&quot; rel=&quot;nofollow&quot;&gt;Lessons from the Casino - Lesson 1 of 8&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I wish someone had told me it may not be the best idea to put money into an RRSP when I was earning so little.  See the #2 rule of cardinal RRSP investing above.  So true!!  Paying down debt early in life may be a much better option!<br />
<span class="cluv"> Doctor Stock´s last blog ..<a href="http://www.investinthemarkets.com/2010/01/lessons-from-casino-lesson-1-of-8.html" rel="nofollow">Lessons from the Casino &#8211; Lesson 1 of 8</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://balancejunkie.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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