10 Steps to Fiscal Fitness

There are two ways to get enough:  One is to continue to accumulate more and more.  The other is to desire less.

~ G.K. Chesterton

Anyone who writes or reads about personal finance has their own list of what it takes to become financially independent.  Some of the best have really stood the test of time and have been used as a basis for many other [...] Continue reading 10 Steps to Fiscal Fitness





5 Goal Setting Guidelines

The victory of success is half won when one gains the habit of setting goals and achieving them.  Even the most tedious chore will become endurable as you parade through each day convinced that every task, no matter how menial or boring, brings you closer to fulfilling your dreams.

- Og Mandino

So far in our Balance Basics series, we have covered 2 of the 3 shampoo [...] Continue reading 5 Goal Setting Guidelines





Evaluating Your Balance Sheet

In the middle of the journey of our life I came to myself within a dark wood where the straight way was lost.

- Dante Alighieri (1265-1321)

Having answered the “where are you” question by drawing up your balance sheet, it’s time to ask yourself the next question:  Are you happy with where you are? For some of you, the answer will be a proud yes. For [...] Continue reading Evaluating Your Balance Sheet





Your Balance Sheet and Net Worth

Knowledge is power.

- Sir Francis Bacon, 1597

Yesterday, we started to answer the “Where are you?” question by doing some research on ourselves.  I obviously don’t think you’ve got that done already, but I’m going to move on to what to do with it.  If you’re in the habit of reading financial blogs, you may already have a pretty good grasp of your finances.  This series [...] Continue reading Your Balance Sheet and Net Worth





Research Yourself

A journey of a thousand miles begins with a single step.

- Lao-tzu

This post begins a series on Balance Basics that will provide some tips to start improving your balance sheet.  If balance is a journey, you need a map.  We’ll construct our map using the Shampoo Cycle as a guide, so the first task is to answer the question “Where are you?”.  This isn’t as [...] Continue reading Research Yourself





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