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If I had a formula for bypassing trouble, I would not pass it round. Trouble creates a capacity to handle it. I don’t embrace trouble; that’s as bad as treating it as an enemy. But I do say meet it as a friend, for you’ll see a lot of it and had better be on speaking terms with it. ~ Olliver Wendell Holmes Update: Thanks to My [...] Continue reading How to Budget Irregular Income One half of knowing what you want is knowing what you must give up before you get it. ~ Sidney Howard Update: This article was featured in the Carnival of Money Stories posted at Buxr as well as the Festival of Frugality #226 posted at Beating Broke. Thanks! I’ve written often about the importance of tracking your income and spending. Whether you want to call that a budget [...] Continue reading What If Your Budget Doesn’t Balance? There is no one giant step that does it. It’s a lot of little steps. ~ Peter A. Cohen Update: 6 Remedies for a Debt Hangover is mentioned in today’s Money Hacks Carnival #100 @ The Ultimate Money Blog. Thanks Mrs. Money! Over the past 2 years, I have had to rework our budget a half a dozen times or so, in addition to running various budget scenarios for [...] Continue reading How to Make a Budget: My 2 Cents The first step towards getting somewhere is to decide that you are not going to stay where you are. ~ John Pierpont Morgan (Yep, it’s that J.P. Morgan) Update: This post is included in the Money Hacks Carnival #102 at Passive Income Now. It’s also in the carnival Personal Finance: Third Edition. Thanks! A lot of people hate the idea of budgeting. They say it’s too constraining. They [...] Continue reading How to Make a Budget: Your One-Stop Shop Success consists of going from failure to failure without loss of enthusiasm . ~ Winston Churchill There is no single right way to make a budget. Like most other aspects of personal finance and life we just need to figure out how to make the one that works best for us. Usually, this will mean trying a bunch of different things before arriving at the one that [...] Continue reading Your Budget: 5 Factors That Will Determine What It Looks Like |
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