How to Budget Irregular Income

If I had a formula for bypassing trouble, I would not pass it round. Trouble creates a capacity to handle it. I don’t embrace trouble; that’s as bad as treating it as an enemy. But I do say meet it as a friend, for you’ll see a  lot of it and had better be on speaking terms with it.

~ Olliver Wendell Holmes

Update: Thanks to My [...] Continue reading How to Budget Irregular Income





What If Your Budget Doesn't Balance?

One half of knowing what you want is knowing what you must give up before you get it.

~ Sidney Howard

Update: This article was featured in the Carnival of Money Stories posted at Buxr as well as the Festival of Frugality #226 posted at Beating Broke. Thanks!

I’ve written often about the importance of tracking your income and spending. Whether you want to call that a budget [...] Continue reading What If Your Budget Doesn’t Balance?





How to Make a Budget: My 2 Cents

There is no one giant step that does it.  It’s a lot of little steps.

~ Peter A. Cohen

Update:  6 Remedies for a Debt Hangover is mentioned in today’s Money Hacks Carnival #100 @ The Ultimate Money Blog. Thanks Mrs. Money!

Over the past 2 years, I have had to rework our budget a half a dozen times or so, in addition to running various budget scenarios for [...] Continue reading How to Make a Budget: My 2 Cents





How to Make a Budget: Your One-Stop Shop

The first step towards getting somewhere is to decide that you are not going to stay where you are.

~ John Pierpont Morgan (Yep, it’s that J.P. Morgan)

Update: This post is included in the Money Hacks Carnival #102 at Passive Income Now. It’s also in the carnival Personal Finance: Third Edition. Thanks!

A lot of people hate the idea of budgeting. They say it’s too constraining. They [...] Continue reading How to Make a Budget: Your One-Stop Shop





Your Budget: 5 Factors That Will Determine What It Looks Like

Success consists of going from failure to failure without loss of enthusiasm .

~ Winston Churchill

There is no single right way to make a budget. Like most other aspects of personal finance and life we just need to figure out how to make the one that works best for us. Usually, this will mean trying a bunch of different things before arriving at the one that [...] Continue reading Your Budget: 5 Factors That Will Determine What It Looks Like





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