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Health is a large word. It embraces not the body only, but the mind and spirit as well; . . . and not today’s pain or pleasure alone, but the whole being and outlook of a man. ~ James H. West Update: This article is featured in the Money Hacks Carnival #112 posted at Mrs. Nespy’s Frugal World. Thanks! Is your life balanced? I happen to be someone [...] Continue reading Your Life Balance Sheet The first step towards getting somewhere is to decide that you are not going to stay where you are. ~ John Pierpont Morgan (Yep, it’s that J.P. Morgan) Update: This post is included in the Money Hacks Carnival #102 at Passive Income Now. It’s also in the carnival Personal Finance: Third Edition. Thanks! A lot of people hate the idea of budgeting. They say it’s too constraining. They [...] Continue reading How to Make a Budget: Your One-Stop Shop Success consists of going from failure to failure without loss of enthusiasm . ~ Winston Churchill There is no single right way to make a budget. Like most other aspects of personal finance and life we just need to figure out how to make the one that works best for us. Usually, this will mean trying a bunch of different things before arriving at the one that [...] Continue reading Your Budget: 5 Factors That Will Determine What It Looks Like If you don’t know where you are going, you will probably end up somewhere else. ~ Lawrence J. Peter Budget. Just uttering the word can make people cringe, squirm, and head for the hills. Even noted personal finance expert David Bachclaims that budgets don’t work. Rather, he says that we should “toss out the budget and make it automatic” using his (I think originally David Chilton’s) pay yourself first [...] Continue reading Do You Need a Budget? Sometimes people who save their money are shown as the colorless folks, the conservative ones who don’t dare. But this couldn’t be further from the truth. In fact, people who save are the ones who dare to dream, the ones who have big ideas – and who make real plans to make those dreams happen. In our opinion, savers are the ones who taste life [...] Continue reading Book Review: All Your Worth |
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