The great composer does not set to work because he is inspired, but becomes inspired because he is working. Beethoven, Wagner, Bach and Mozart settled down day after day to the job in hand with as much regularity as an accountant settles down each day to his figures. They didn’t waste time waiting for inspiration.… Continue Reading
Tag Archives: Goals
Setting Goals for 2011
Obstacles are those frightful things you see when you take your eyes off your goal. ~Henry Ford Update: This article was included in the 89th Carnival of Money Stories posted at Out of Debt Again. Thank you! There are all sorts of goal setting methodologies floating around out there, especially at this time of year.… Continue Reading
Get Me Through December
Get me through December A promise I’ll remember Just get me through December So I can start again ~ from the song “Get Me Through December“ Markets and economics, like life, move in cycles. The only sure thing about a very long up or down-swing is that it will inevitably reverse. December is a time… Continue Reading
How to Make a Budget: My 2 Cents
There is no one giant step that does it. It’s a lot of little steps. ~ Peter A. Cohen Update: 6 Remedies for a Debt Hangover is mentioned in today’s Money Hacks Carnival #100 @ The Ultimate Money Blog. Thanks Mrs. Money! Over the past 2 years, I have had to rework our budget a half… Continue Reading
How to Make a Budget: Your One-Stop Shop
The first step towards getting somewhere is to decide that you are not going to stay where you are. ~ John Pierpont Morgan (Yep, it’s that J.P. Morgan) Update: This post is included in the Money Hacks Carnival #102 at Passive Income Now. It’s also in the carnival Personal Finance: Third Edition. Thanks! A lot… Continue Reading
Do You Need a Budget?
If you don’t know where you are going, you will probably end up somewhere else. ~ Lawrence J. Peter Budget. Just uttering the word can make people cringe, squirm, and head for the hills. Even noted personal finance expert David Bachclaims that budgets don’t work. Rather, he says that we should “toss out the budget and… Continue Reading
Goal Setting: My Report Card
The best way to succeed in life is to act on the advice we give to others. ~ Author Unknown A couple of weeks ago I wrote a post outlining 5 Goal Setting Guidelines as part of the Balance Basics series. Yesterday I wrote about our financial plan for 2010, and I got to wondering… Continue Reading
6 Remedies For a Debt Hangover
Cheers to a New Year and another chance for us to get it right. ~ Oprah Winfrey OK, so you overindulged. You read all of those articles warning about moderation or complete avoidance. You intended to follow that prudent advice. But you didn’t. I could easily be talking about alcohol consumption or debt consumption. Either… Continue Reading