Tag Archives: planning

2010 Financial Plan: Q3 Update

Success is getting what you want; happiness is wanting what you get. ~Author Unknown If you’re new to Balance Junkie, I outlined our annual financial plan for 2010 back in January. I update the plan each quarter so that readers can have an idea of how one family handles their finances. I don’t claim thatContinue Reading

20 Cents from May 2010

It’s time for the next monthly installment of 20 Cents. Is it just me or did it seem like May was only 12 days long? Here are 10 of my favourite articles from around the web for May, 2010. I try to include a fairly well-rounded selection each month, but 10 slots is just not enoughContinue Reading

Debt Clock: What Does Yours Look Like?

Who recalls when folks got along without something if it cost too much? ~ Kin Hubbard Update: This article is included in the Carnival of Personal Finance #257 –  Canadian Bank Notes Edition posted at Canadian Finance Blog. Thanks! The sovereign debt crisis has been front and centre lately in light of the recent marketContinue Reading

How to Budget Irregular Income

If I had a formula for bypassing trouble, I would not pass it round. Trouble creates a capacity to handle it. I don’t embrace trouble; that’s as bad as treating it as an enemy. But I do say meet it as a friend, for you’ll see a  lot of it and had better be onContinue Reading

Risk vs. Reward: The Ultimate Calculation

Who can hope to be safe? who sufficiently cautious? Guard himself as he may, every moment’s an ambush. ~ Horace Update: Thanks to the Mighty Bargain Hunter for including this article in the Carnival of Personal Finance: Unanswered Questions Edition. You’re at a fork in the road. Which way do you go? We face decisionsContinue Reading

Should You Take Money Out of RRSPs to Pay Off Debt?

Should You Take Money Out of RRSPs to Pay Off Debt?

Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese. ~ Gene Perret Update: This article was featured in the Money Hackers Carnival #108 – Dare or Truth! at Eliminate the Muda. Thanks. I love that theme! It was also included in the CarnivalContinue Reading

Task Force on Financial Literacy: Gold Medal

Instead of complaining that the rosebush is full of thorns, be happy that the thorn bush has roses. ~ Proverb On February 22, the Task Force on Financial Literacy released a public consultation document called Leveraging Excellence. The task force was established by the Canadian Minister of Finance in 2009 to examine ways to boost the financialContinue Reading

20 Cents from January 2010

This is a list of 10 articles from January of 2010 that I thought you might find interesting. Go ahead and browse some of these websites if they are new to you and you’re certain to find a lot more great information. Enjoy! Pop Economics had a great post asking What Investment Return Should YouContinue Reading