Success is getting what you want; happiness is wanting what you get. ~Author Unknown If you’re new to Balance Junkie, I outlined our annual financial plan for 2010 back in January. I update the plan each quarter so that readers can have an idea of how one family handles their finances. I don’t claim that…
Tag Archive: Spending
20 Cents from September 2010
Another month has passed all too quickly and it’s time to round up a few of my favourite articles from September. How quickly 2010 is slipping away! It seems like just yesterday I was writing up a few ideas on 2010 What Ifs for the New Year. Now it’s time to start thinking about what…
The Cost of Debt: Doing the Math
No man’s credit is as good as his money. ~ E.W. Howe Update: This post is included in the March 1st, 2010 Carnival of Debt Reduction. Thank you! When we take on debt, we’re essentially borrowing from our future earnings in order to have the things we want right now. There’s a cost for that….
The Lexicon of Debt: Is Debt Evil?
He looks the whole world in the face for he owes not any man. ~ Henry Wadsworth Longfellow I’ve been writing a lot about sovereign debt and the dangers it poses to the global economy lately. Debt in general is a frequent topic in the personal finance blogosphere and it is often painted as the enemy…
Giving: How to Budget for It
To give and then not feel that one has given is the best of all ways of giving. ~ Max Beerbohm Giving is something that most of us like to do. We love to buy great gifts for our loved ones, and we want to support charitable institutions that are close to our hearts. But…
How to Make a Budget: My 2 Cents
There is no one giant step that does it. It’s a lot of little steps. ~ Peter A. Cohen Update: 6 Remedies for a Debt Hangover is mentioned in today’s Money Hacks Carnival #100 @ The Ultimate Money Blog. Thanks Mrs. Money! Over the past 2 years, I have had to rework our budget a half…
How to Make a Budget: Your One-Stop Shop
The first step towards getting somewhere is to decide that you are not going to stay where you are. ~ John Pierpont Morgan (Yep, it’s that J.P. Morgan) Update: This post is included in the Money Hacks Carnival #102 at Passive Income Now. It’s also in the carnival Personal Finance: Third Edition. Thanks! A lot…
Your Budget: 5 Factors That Will Determine What It Looks Like
Success consists of going from failure to failure without loss of enthusiasm . ~ Winston Churchill There is no single right way to make a budget. Like most other aspects of personal finance and life we just need to figure out how to make the one that works best for us. Usually, this will mean…
