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What many people don’t get is that making money is quite different than having money, and having money is not necessarily a static condition . . . you must keep it once obtained. ~ Danielle Park, Juggling Dynamite Update: This post is featured in the March 29th, 2010 Carnival of Personal Finance posted at Four Pillars. Thanks! This book came out early in 2007, before the worst [...] Continue reading Book Review: Juggling Dynamite The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing cash back credit cards. __________ First I would like to start off by saying that credit cards are only worth using if they are used responsibly. The methods I describe below will only work if you pay [...] Continue reading How to Effectively Use Cash Back Credit Cards and Maximize Rewards No man’s credit is as good as his money. ~ E.W. Howe Update: This post is included in the March 1st, 2010 Carnival of Debt Reduction. Thank you! When we take on debt, we’re essentially borrowing from our future earnings in order to have the things we want right now. There’s a cost for that. It’s called interest and it can exact quite a toll on the balance [...] Continue reading The Cost of Debt: Doing the Math He looks the whole world in the face for he owes not any man. ~ Henry Wadsworth Longfellow Update: This post was included in the Money Hacks Carnival #106 hosted at Living Richly on a Budget. Thanks! I’ve been writing a lot about sovereign debt and the dangers it poses to the global economy lately. Debt in general is a frequent topic in the personal finance blogosphere and it [...] Continue reading The Lexicon of Debt or Is Debt Evil? Today, there are three kinds of people: the haves, the have-nots, and the have-not-paid- for-what-they-haves. ~ Earl Wilson Update: This post was included in the 245th Carnival of Personal Finance at Budgets Are Sexy. Thanks! RRSPs work best for the haves. The have-nots might be better off starting with TFSAs, and the have-not-paid-for-what-they-haves should pay down debt first. That would pretty much sum up my general view of [...] Continue reading RRSP vs. Paying Down Debt |
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